I've been reading through most of your stories and find the whole lot of you pathetic.
What a joke, you took out 60k+ in student loans to fund an education in: english, social work, or some lib-art field, and was gullible enough to believe that you'd get a high paying job? What a joke, did you ever think for a moment how MANY people graduate out of your major? The job market? So instead you listen to some admission officer without doing any research on your own. What a f***ing joke you clowns are.
Now you want tax payers, such as myself to bail you out for your own poor decisions. Give me a f***ing break. I took loans out when I was school, majored in EC engineering, had paid-internships, and finished after 5 years with my professional designation. I owed NOTHING coming out of school. My friend on the otherhand who took out 70k to fund a education majoring in basket weaving is having trouble finding food, let alone a job.
To everybody on this forum who understands that the massive student loan debt burden was in no way our fault and we are not pathetic for pursuing our dreams. I would love for you to take a look at my Pay It Forward plan to end student debt. One student and One Dollar at a time. Details of the plan can be found on this website http://www.endstudentdebtnow.com/
It is also a Facebook event, that can be found at this link. http://www.facebook.com/events/367065300013044/
So help me by Paying It Forward and together, with a dollar and a dream. And no taxpayer involvement (unless by choice) or government intrusion, we can end student loan debt
Thank You,
Corey Giancotti
If you don't agree with the idea of student loan forgiveness, then why are you here? It's MORE pathetic to troll and spout garbage. You're the joke and the clown because it's clear you've not made the time to find out what the group is about. You're some online bully with nothing better to do! Now go back to working on your resume at the public library computer so you can get a job at McDonalds and finally move out of your mother's basement into an apartment of your own...then maybe you can also find a girl to kiss for the first time!LOL
I have a couple of things to share. Mr.pathetic is pathetic he is one of those self proclaimed experts. I agree that you youngsters should quit complaining period.But I also agree that we live in a completely different world today. That is why I agree with forgiving student loan debt. When I was growing up you could be whatever you wanted to be. It's not like that today. There just is'nt any jobs or job security anymore. Now what Mr.pathetic guttermouth know it all does not get. Is that the money given to Banks and Corporations is our money, they mismanage it and they come back for more. It is an endless cycle. If the Government were to forgive student loan debt. It would not hurt anyone or anything. The only people that would have a problem with this is. Those people who in the past had to pay all of their own student loans back. And that would have to do with the fact they our self centered people. Not willing to try and understand the reasoning behind this proposal. And even if they did it would'nt matter anyways. These our the type of people that when they see someone else receive something good in their lives. Instead of being supportive and happy for other's. All they can think about is well if I had to do it , how come he does'nt have to. Sounds kind of childish you think.
Yep. I've heard that once upon a time, people could actually pay their way through college by working in the summer. I'd like to live in that world!
Are you serious? I owe a lot of debt. I have a liberal arts degree from a private colelge. Who cares?!? I have a great job that does not require my degree. I am sorry I chose to major in something that interest me rather than something I do not care about. I graduated with a 3.8 I am just saying the real crime is interest rates. I think it is dumb that I pay 1000 dollars a month and it just covers my interest. How can you be cold hearted? I understand some people really have shouldn't tell there sob story of how their life crumbled. But damn do not be so mean. I do not appreciate that my tax dollars have to pay for some family of 12 down the road that just lives off the government because they are "low socio-economic" I would rather it go to someone who is financially able but is burdended by students loans rather than supporting some drug using family.
You spent 4 years learning how to screw and get wasted and becoming a liberal and now you want others to foot the bill for your party?
Looks like you getting a hit with an extra helping dose of reality that you should of got when you were growing up - but I guess you are growing up now, welcome to the real world.
You seem to be very long on judgments, sarcasm and inflammatory comments, but woefully short on actual life knowledge, wisdom and compassion. How do you know what Nicole was doing in college? Personal experience? Well, let me tell you when I went back to college, I was a 30-something displaced homemaker/divorcee (not by choice) and I had a school aged child to raise by myself! It was either go back to college or go on Welfare. I didn't want the latter because I wanted a better life for me and my kid. I took a full courseload of studies (12 to 16 credits), plus I was working 32 hrs a week and raising my kid alone ...and I did this with a miniscule amount of child support (and I had to take my ex to court to get it) and jobs that paid minimum wage or a dollar above. FACT: I didn't have time to drink or party or socialize or even have a boyfriend during that time! So don't lump everyone in the same boat!May YOU went to college in order to screw and party but many of us who are "non-trad" (age 30 and older) students do not.
If you don't care that you gain nothing from the liberal art degree and accumulated those debts from said debt because it interest you, go for your passion, etc. That's fine. I don't think anyone has a problem with that. No one objects to this. The part where we care about is you not doing it at cheaper college (think public) where you can get same worthless degree without getting financially screwed over in the process and, at the end, come panhandling for taxpayer money to pay for your mistake. You would have still get that great job you currently have without owing what seems to be 100,000 dollar, judging by the interest being paid. You had options. You chose the expensive one. I don't want my taxpayer money taking part in any of it.
You enjoy yourself studying for said worthless degree, acquired the debt in the process, now expect everyone else to pay for it? Don't think so. There are more than just crackheads out there. There are family that lives in poverty, without any student loan debt, because of the current job market.
"gain nothing"? "worthless degree"? You obviously don't have a liberal arts degree so who are you to judge what it's worth or what it's gained? Nicole, has one...and it's obviously not worthless.
Loans are already federally backed, which means you're already paying for them even before we borrow, so it's not like you're paying back our debts...and we are paying for them, NOT YOU. We're paying for them with high interest rates that capitalize daily. That means you end up paying interest on the interest. And no one is begging anyone for this money. Lenders can lend these insane amounts of money with absolutely no risk to them because they cannot be discharged through bankruptcy (unlike gambling debt, other loans and credit cards) so they will do anything to get you to take out a student loan because they're greedy and want to make a large profit. Maybe your hate should be targeted towards them.
I must have missed this. You didn't do your research when you took out your loan and still did not today. Federal loans...we haven't prepaid for your student loan. Federally backed loans means the federal government guarantees payment for the student loan back to the lender (banks, etc) if the deadbeats who signed at the dotted line defaults on their loan. Private loans are basically loans that the federal government makes no guarantee they will pay it back on behalf of the student.
And who am I to judge his degree? I didn't. He told everyone it is worthless. He got his current 'great' job that didn't need the degree. You only had to read. If only you read before you sign that loan paper...
Okay, I also recieved my Masters degree in Business from a very good state college and guess what. I do not even expect my family to help me pay them off. I know it is MY responsibility. BUT FYI The state college ended up costing me more in loans than the public. I am not expecting tax payers to pay off my debt. I am just saying the point that they allow interest rates to be so high. Also, has it ever occured to you that not everyone is meant to be a doctor, lawyer, business degree etc. I know engineers who have been looking for jobs for over 6 months and had to settle to some IT position instead.
You have a point. Not everyone is meant to be a doctor, lawyer, etc. But not everyone have to attend a college they cannot afford. That's a choice in life. If you need to pay/borrow for college it becomes an investment. Its a smart investment for the most part but it doesn't always goes as planned -- you flunking out, 'change of heart', change in economy, etc. You need to calculate the risk vs reward, just like with any investment.
Call me coldheart but I still don't feel any sympathy most of the people who posted their stories. There are some I do sympathize with but they are far and few. One story where the poster described how she, along with her husband owns a business, have 6 children, pays mortage on a house, supports her father's financial situation to help him out, pays for her son's loans, and cries about the unbearable student loan and wants all her loan forgiven so she can save up money to remodel her house. After reading heart-felt stories like that...
I don't think anyone is looking for your sympathy.
But if anyone wanted your sympathy, they must own a business, have 6 children, pay a mortgage on a home, support elderly parents, pay their children's loans (and cry because they want their house remodeled)?
Do you honestly think anyone with student loan debt is going to want to bring 6 children into this world? Even one is tough when you're struggling to pay for food and rent on top of your student loans. Own a business (you need $$=more loans), mortgage...those are other types of loans that we will never qualify for because of student loans.
You seriously need to take a step back and look at the bigger picture...
It is ingrained in our heads from a young age that in order to be successful in life, you have to go to college. Even the president still urges everyone to continue seeking higher education.
Lenders lobbied to remove consumer protections and bankruptcy from student loans. No risk to the lender means the more they lend, the more profit they make. If they lend to lower-income families, they're likely to make more profit when they end up not being able to pay.
Because lenders are now able to lend more money at no risk, schools raised tuition (400% in the last 25 years) because they could reap benefits as well.
Education is slightly at fault here too, because most people truly do not understand just what they are getting themselves in to when they sign their life away to these loans. My father was in the room with me when I signed for my first loan...it didn't matter what terms we didn't understand because college was the right step to becoming successful and it was "good debt."
The blame does not rest solely on the students.
Hindsight is 20/20.
It's a large problem and going back in time is not an option. Mistakes of MILLIONS of students (and those also at fault above) WILL effect the economy as a whole, including you. Millions WILL PAY their student loans and to avoid default, they'll pay the greedy lenders before they have food on their tables and shelter over their heads. They won't buy homes or cars. They won't be able to purchase the goods your company or your friends company sells. They won't stimulate the economy. What does your cold-heart have for a solution?
Who signed the dotted line? You or taxpayers?
Please do not dismiss the tens of millions of people who pay back their loan responsibly. I am one of them. There are more people like me.
If you and your father just didn't think for a second that the loans has to be paid back, and nothing is guaranteed (what makes you think this is beyond me) then you didn't do your research. Which brings us to the heart of the problem: educating the mass and capping of interest, which is what is driving people to despair. I advocate for both. I will not support having taxpayers pay back for your mistakes. There is a difference.
Get it out of your thick skull that everyone at this site ASSUMED they didn't have to pay it back.
WE ARE PAYING!!!!!!!!!!!!!!
We will continue to pay usurious fees and some of us will end up paying at least 2 times, if not 3-6 times the original balance.
And for the love of god (that I don't believe in), you are not paying the damn debt. You pre-paid...what you pay now is going to future students....NOT THE PEOPLE WHO ARE STRUGGLING TO PAY OFF THEIR DEBTS (again, must emphasize that THEY'RE PAYING)...for all you know, what you contributed was "given" (or will be) to a person like you, who paid off their student loans.
How long ago did you graduate?
See other comment.
And on another note. I am just saying why can't I consolidate ALL of my loans at a low interest rate? I am only able to consolidate a few which is around 12,000 dollars worth. That's not even worth it. Hell, my Christmas bonus from my job can cover that alone. Like I have said numerous times. I am not expecting anyone to pay my bills for me. I just want to know why I have to pay such an ungodly interest rate and why can I not consolidate all of my loans including private?
Yes those of us who could not go to a traditional university for whatever reason (parents were not supportive and didn't save for us to go to college, etc), are pathetic. Pathetic for wanting to get educated no matter what (while working full time and having no tuition reimbursement available) to try and move ahead so we could try to increase our income (which is supposed to allow us to pay back our student loans) and move ahead in our careers (specifically accounting)....then even with experience we find out that the same job that pays $12/hr is what you will get with whatever degree you chose. Most of the time these jobs have people who didn't work for a degree and barely graduated high school and get placed in them along with us pathetic college graduates. I for one honestly didn't know how much money that Univ. of Phoenix was charging me....I was really young and naive when I started on their degree.....if I had known then what I know now....I would not have wasted time or taken out any student loans. I do not own a house, drive a newer car, I live in the ghetto where shootings are an everyday occurence but I am trying to pay back my student loans. However on $12/hr, affording over $400 a month for student loans, with rent, food, transportation, insurance, etc does make it rather difficult. Add on top of that an extremely uncooperative spouse who doesn't think he has any obligation to contribute to the household expenses and takes whatever he earns and does what the hell he wants with it(had no idea he was like this until AFTER I married him, at the courthouse).....and because of my student loans for what I thought was a legitimate field, I will probably end up getting divorced...seems our marriage moves more towards that everyday and the only issue is my student loans......we don't have any other debts together, don't have cable (I am at the library using their internet)..no kids,.....but whatever, as long as I pay back my student loans, that is all that really matters. Nothing else, not my marriage, not any social interaction, not being able to see family and friends,nothing else is important. Of course I guess if I am married to a partner who doesn't feel the need to contribute to household expenses....then why should I remain married.......I can live in the ghetto just as well on my own without the hassle of arguments with him over my education and household expenses everyday!! Like you all said, I am pathetic and I know it!!
Yes those of us who could not go to a traditional university for whatever reason, are pathetic. Pathetic for wanting to get educated no matter what (while working full time) to try and move ahead so we could try to increase our income and move ahead in our careers (specifically accounting)....then even with experience we find out that the same job that pays $12/hr is what you will get with whatever degree you chose. Most of the time these jobs have people who didn't work for a degree and barely graduated high school and get placed in them along with us pathetic college graduates. I for one honestly didn't know how much money that Univ. of Phoenix was charging me....I was really young and naive when I started on their degree.....if I had known then what I know now....I would not have wasted time or taken out any student loans. I do not own a house, drive a newer car, I live in the ghetto where shootings are an everyday occurence but I am trying to pay back my student loans. However on $12/hr, affording over $400 a month for student loans, with rent, food, transportation, insurance, etc does make it rather difficult. Add on top of that an extremely uncooperative spouse who doesn't think he has any obligation to contribute to the household expenses and takes whatever he earns and does what the hell he wants with it(had no idea he was like this until AFTER I married him, at the courthouse).....and because of my student loans for what I thought was a legitimate field, I will probably end up getting divorced...seems our marriage moves more towards that everyday and the only issue is my student loans......we don't have any other debts together, don't have cable (I am at the library using their internet)..no kids,.....but whatever, as long as I pay back my student loans, that is all that really matters. Nothing else, not my marriage, not any social interaction, not being able to see family and friends,nothing else is important. Of course I guess if I am married to a partner who doesn't feel the need to contribute to household expenses....then why should I remain married.......I can live in the ghetto just as well on my own without the hassle of arguments with him over my education and household expenses everyday!! Like you all said, I am pathetic and I know it!!
Maybe you should get a second job and pay your bills - I owe 6 grand on a motorcycle and changed my mind.. I want an airboat now.. but I am an adult and will pay off my bike before I borrow for the airboat. Life is like that - glad to see you are finally learning something useful.
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I have to agree for the most part. I've read stories where the student obviously made bad decisions and is blaming everyone but himself/herself. At the end the lenders cannot force you to sign the loan - you did that out of your free will. It is time to look at the mirror. Lot of times I read where people amassed 100k+ on a private 4 year college and is lamenting on their current situation, blaming the lender. It is unbelievable. There are public colleges that are cheaper. Going to a private college is a privilege, not a right -- that you pay for, and if you cannot, you should have thought about the risk/reward. Borrowing 100k for an English degree? 200k for sociology? Ignorance is not an excuse for poor decisions.
And regarding the stimulus proposal. This is a proposal that is rewarding poor financial decisions made in life and you want me to pay for it? Not happening. Before you go about this isn't about a free ride and about the stimulating the economy, let me remind you that there are people, who are debt free, living in poverty, who can also use an extra 1000 or so a so month. Hell, I can use that money and can guarantee you I will 'stimulate' the economy. And the proposal does not address the underlying problem on why the job market is in the shithole.
Some of you (not all of you) had a time of your life in college. Now pay up. Some of you went to a field that is worthless to study in. You really thought studying art was a great idea? Music? Sociology? English? Liberal Art? Really?
Let me sum up what is wrong with the proposal (though it won't matter much since it going into effect is close to nihil)
-You want me to pay for everyone who has student loan debt -- that means doctors, lawyers, and others who have more earning potential than me.
-You want me to pay for everyone including people who are perfectly capable of paying the loan themselves currently because it does not discriminate, other than 'having student loan', private or federal.
-You want to give free ride to some individuals in the magnitude of 100k+. (That alone makes me NOT want to support this proposal).
-You want to reward people who made bad financial decisions in life. I don't want to support the stupid girl on yahoo that ramp up 200k in student loan who admitted tuition was 20k/year and room/board is 25k/year for a BA in sociology in a private college. That's her decision -- that I want no part of with my taxpayer money.
I think the best proposal would be to spend on educating new individuals thinking about taking out loans on the consequence, with a breakdown on how much you will need to pay monthly and capping of interest - federal or private. Free ride, no.
Always...the solution is to prevent this problem from happening with new students...but it doesn't solve the looming threat the debt faces on the future of this economy. What is your solution to that? Or do you not care that economy will continue to nosedive?
Having taxpayer pay for their mistake is not going to get this economy out of the gutters. I'm not sure why do you think having taxpayer pay the debt of students who owe anything from $1,000 to $1,000,000 is a remedy to the problem. All the money would be going to institutions like Sallie Mae. If that is going to stimulus the economy, why not put it to the people who are debt free, and living in poverty? Why you guys only? You really sure no one else could use that money and stimulus the economy as well as you guys? Way I see it, they'll do a better job. We'll be buying houses for lots of people, bring up the real estate market, giving people extra income (some house are already fully paid for, rent the unused floors for extra income) Probably would get a good amount of people above the poverty line. If we're going to put the equivalent of a down payment/buy a house for some individuals, might as well see the goods.
Like I said. I don't support giving free rides of possibly $100k+. I don't think you would find a lot of people agreeing with that either that doesn't have student loan. Why does anyone deserve basically a free car/house is beyond me. And regarding dismissing student loans like any other loans. You can advocate for that. But when your son got denied for an education loan because he haven't started to establish a credit history before the age of 9 then you might see why that isn't a feasible solution. I had 30k in student loan. I paid it off. Its wasn't easy, I had to give up certain perks. Don't punish people who borrow responsibly.
Education is an investment. Before you sign the dotted line, think carefully on the return investment. I would advocate for capping on interest and educating the mass (make them take a class before giving them the loan) before they can qualify would be a start.
Clearly you don't care that the economy will continue to nosedive as MILLIONS who struggle to pay off their debts will be or already are the people living in poverty. The taxpayers have already paid-before we even borrowed a dollar. So you're not paying for a "mistake" (pre-paying, maybe).
Yes, let's not punish people who borrow responsibly because of course ALL people struggling to pay their student loans were irresponsible because they couldn't predict the future when they signed for them. Let's not forget about the people who accumulate massive gambling debt or credit card debt, just so they can file bankruptcy and wipe the slate clean again in another 7 or 10 years; they're responsible people, so they deserve bankruptcy, not students!
Congratulations on paying off your student loan. I know people who had 30k loans (or less) who have paid over 50k on them already and are still paying them off. It's not easy, but it's damn near impossible. Can you empathize with someone in that situation (I really don't care about your answer-rhetorical)...paying and paying for years and years...into retirement age...hasn't been able to save for it because they've been paying whatever they can on the student loans...multiply that by a million old people in the same situation. Future doesn't look so shiny. What will we do with all these old people who need jobs when there are no jobs?
"Before you sign the dotted line, think carefully on the return investment." Works for new students, sure. Doesn't fix the problem for the future that society as a whole is at fault for (I commented about that in a previous post). Also, what happens when you're misled (or can't predict the future)? I was always told that college was the road to success...at any cost...you'll make a million $ more than someone who doesn't go to college. I was also told that the average salary of someone in my field of study was $54,000 which made the $56,000 tuition not look so bad. Too bad it was a big fat lie and no one told me I'd be lucky to even find any type of job after graduating. I was in the middle of my schooling when "The Great Recession" hit. Sorry.
This sense of entitlement is clearly wrong with this generation. They are spoiled. If everyone was responsible, and no debt can be dismissed at all, probably won't be a need for credit scores. Only in the perfect world.
I don't need to answer it rhetorical sense. I paid off 30k+ in loan. I know it is doable. But then again I knew what I was getting into before I signed the dotted line.
I will not be paying the equivalent of a brand new car for you, your friends, and the equivalent of a free house to lawyers and doctors who goes to expensive medical schools. I will leave it at that. Adios.
YOU AREN'T PAYING FOR IT. WE ARE! Jeebus! Here's a great site that will demonstrate just what you contribute to the higher education money that is going towards students NOW (again, you are not paying our debts). http://www.wheredidmytaxdollarsgo.com/
Adios, indeed.
*pounds head on table several times* SMH, some people just can't see things from a different POV.
What do you think federal/state tax is used for? Why do you think children are able to eat free lunch? Where Pell/Tap grant is getting the money from? Its not written on your paycheck either, uh? Just because it isn't explicitly stated there on the paycheck does not mean it isn't funded using our tax money. Also forgiving federal loan is basically asking tax payer to pay for it. Federal loans guarantees the lender the federal government (which gets its fundings with taxpayer money) will pay for the loan if you are not able to, aka taxpayers. It is the federal government that goes after you when you default on federal student loans. This is the main reason why for federal loans they are able to garnish your wages, take your take tax return, etc. even sometimes when private loan lender aren't able to -- Sallie Mae, for example.
There is currently 1 trillion+ student loan. You did NOT fund it all by yourself if you're asking for a bailout for all student loan. All of the people with student loans did not pay 1 trillion in income tax. The government did not take a trillion from you. You are asking for a trillion. Most of it is going toward to your lender, collection agency when you default, university, etc. Not a huge portion of it is in taxes. A portion of your paycheck is your contribution via state/federal. The rest of it is coming from us. If you ever get bail out because you think everything on your income tax should be going to you, I want my portion too. Fair is fair, right?
The money has to come from some place. I don't know what god given right you think you the right to ask for so much money to be given to you for, like it is an entitlement because you contributed a small amount toward the whole pie. At the end the rest of the population is paying for your mistake. But it is fine. You won't get the bailout. We won't be paying for your mistake. The best you can hope for student loan debts to be treated like credit card debt law to be passed. Way to fuck it up for the future generations that would have borrowed responsibly. Even then, historically, you were only able to dismiss private student loans, not federal loans in bankruptcy court prior to 2005 when the the laws were changed.
I did not "fuck it up for the future generation." The blame does not rest solely on the students. If you can't see that, then I don't know why you're trolling this site and I have no more words for asshats like you.
Heartless pricks. I hope you and all your families burn and die painfull deaths. I trully do. I dont give a fuck what you say.
I would love to see you tortured relentlessly.
Why not. Its the same cruelness that you spew to someone who's life has been made hell because of a dumb decision.
Burn and suffocate heartless dogs.
We did not make that decision for you. Now you want us to be involved and be bailed out. I sympathize with some of the stories. Not the ones who took out 100k+, or god forbid, 200k+ for a 4 year college degree at x private college.
What you myopic ass clowns fail to realize is the great majority would happily pay back what we owe at reasonable interest rates like ones given when you buy a car or take out a business loan. The problem lies when the loans are so inflated by usury practices of compound interest and arbitrary fees which grow the debt exponentially which force them to become nigh impossible to manage within standard means and merely serve to line the pockets of those who would benefit most. (IE Big Banks and corporations)
Basically what it boils down to you're not truly understanding the issue. So instead, you give knee jerk reactions to problems you think you can relate to because you did fine with situations that weren't designed to take advantage of you.
I totally agree. While some have legitimate concerns about accruing insterest, most of the stories i've read display very obvious bad life decisions that do as much, or more, to impact their financial decisions as the actual student loans do.
Kids...houses....cars...they all cost money. You don't have kids if you can't afford them. You don't buy a house if your student loan payment makes it difficult to pay the mortgage. You don't buy a new car when there are millions of used options available.
And the most egregious of all student loan sins? As you said....majoring in a worthless degree.....putting 100% stock in what your admissions/guidance counselors say.....sign Promissory Notes without keeping a running tab of your student debt.....not working through school....taking out loans to live the student version of the "high life"....and not capitalizing on internships and other career-building options while in college.
For the most part, I feel not one ounce of sorrow for most of the poster's on this forum. Thankfully, Congress and the rest of America doesn't either.
You made your bed, now lay in it.
Obviously many people did not pay attention to job markets or a worth while degree - however thousands of graduating students did do their research. I for one am not built physically for a labor job that supports over half the economy in my town. I am using my worth while degree, I happen to be good at it and enjoy it. After 3 years of hard work, scraping by and the support of my family, just 3 month short of graduating the economy across the USA started to collapse and panic set in for the long haul. I moved to job I had waiting for me, working for less money than I am worth and started paying my student loans back with some help from my parents because they want me be successful and expect me to take care of them later in life.
There are a very limited number of options in my town for my work, so small in fact that I know I can stay in employed. I want to pay my student loans, it is a matter of affordability to meet basic living verse Sallie Mae strict policies verse outrageous interest rates.
Congratulations to all those out there who had the guidance and fortitude to pay off your loans. Not everyone is like you - walk a thousand miles in my shoes and then feel free to stand on your soap box to preach at the rest of us overworked, underpaid, have nots.
The thing is so many people get an out, a freebie, a do over for the many large and unwise purchases - a big house, expensive car, abused credit and even extreme medical fees - students with an over head of $80,000 to $250,000 in student debt, we don't get any options. You either pay or don't, and if you don't they come after your co-signers. Whether it's your parents, spouses, grandparents - anyone who ever had anything to do with your student loans is at risk. Its the only reason I keep paying the minimum on my loans, which is over a grand every month. The next time you decide to take a class at your local college, sign up for compassion, you might be a better person for it.
