Debt Resolution/Debt Services

DEBT ReSOLUTION

My name is Mark Ector, and I own a company TPS FINANCE CONSULTING LLC that has the ability to reduce the balance owed on Student Loans, Credit Cards, Court Judgments and other Unsecured Debts and actually remove the interest rate all together. The program is set to have your loans paid off completely in 18 months. It is the one thing that the government is doing to help those who understand the importance of education but are not reaping the benefits of having one.

HOW IS THIS POSSIBLE

We assume the liability of the client’s debt by using a “notice of assignment,” along with a limited power of attorney, to enable us to challenge consumer laws resulting in the ability to offset the debt. (Does not apply to Accts. in collections). We enforce the principles of contract law. We get the financial companies to accept a change in the terms and conditions so they are more favorable to the client, rather than being good for the financial companies. What we do is simple, yet very effective. The employment of this strategy has been successful for 8 years with an up front payment structure, and as of recent we have launched our 18 month payment program to make the service more accessible to individuals who can't afford to come up with the entire resolution amount up front.

Phase 1
The program is split into two Phases, Phase One and Phase Two. Phase One is the load up period and the amount required can be paid in a lump sum, or our underwriting guidelines allow for this amount to be distributed over the first four months. Clients are sent a welcome kit and are educated on Federal Consumer Protection laws which will help to reduce creditor calls. The Resolution Process does not start until the fourth payment is received.

Phase 2
Phase Two consists of fourteen monthly payments determined by the debt amount that is being resolved and how many cards are included into the program. This amount is usually lower than the minimum payments that would be required on the cards included into the program and shows the client savings while the debt is being resolved and assumed by a Debt company. At the start of this Phase Two the client will be required to send in Original Statements of all Creditors (not copies or credit reports) and fill out 3 additional forms;
1.) New terms and conditions purchase agreement,
2.) Power of attorney,
3.) Two notice of assignments that must be notarized for each creditor.
These forms will outline new terms and will allow for us to assume the liability of the debt, which is our proprietary business model to resolving the debt enrolled.

FAQs

How is your credit affected?
The Fair Credit Billing Act states that while your debt is in dispute, the creditors may NOT report negatively on your credit report. If they do, they are in violation of your Federal rights. Upon completion of the process, client is eligible *(through effort of their own, or a 3rd party company) to have negative and/or adverse items removed from all three major credit reporting bureaus. However, client should anticipate that their credit score will be negatively impacted by this process temporarily.
*As a service to all of my clients I do credit clean up usually for people buying houses, so I will make sure that the complete paid in full and any negative and/or adverse items removed from all three major credit reporting bureaus. At the end of the process your credit score will be substantially higher that it was due to the fact that you paid off a large balance earlier than anticipated. Then when they do the rescore your debt to income is a lot lower!

Is Debt Resolution Ethical and Legal?

Yes, absolutely. This is a question that most people always have when analyzing this type of program. We provide you with information as to the legality of what we do, and in terms of morality it is the financial companies that are immoral. When you understand that they create money out of thin air that they loan to you and then expect you to pay 30% interest on, you will learn that they are the immoral ones. The people we work with all over the country are people who are most likely just like you, people who paid their bills. You cannot get thirty, fifty or one hundred thousand dollars in credit cards with out paying all of your bills and having good credit. But sometimes bad things happens, life happens, there is a loss of income, someone gets hurt, a family member dies, or a business fails, and you simply cannot pay what you used to pay. When such hard times occur, more often than not, banks and Credit Card companies will not work you. Credit Card companies constantly monitor your credit report and when they see that you have begun to max out your credit lines, the will begin to raise your rates to astronomical levels. Why do they do it? It is because they can. It is simple; they get you in debt and keep you in debt, because it makes them money. Unfortunately, all consumer protection laws in regards to bank usury have been eliminated, and as such the bank can charge you what ever they want and they do. We want to help you get out of debt, and more importantly teach you to stay out of debt and not find yourself in the same situation ever again.

I would like to speak with you specifically about your personal situation and then provide you with some information regarding the help I can provide to you.

Please feel free to call me anytime.

Respectfully,

Mark Ector
TPS FINANCE CONSULTING LLC
CEO / ADVISER
(602) 488-6002 direct
866 223-1802 toll free fax
finance.consultant.ceo@gmail.com

"KNOWLEDGE is POWER!" But KNOWLEDGE alone is NOTHING without USING IT or SHARING IT.

Hi,
I have a client that I got excited about I talked at length with him in regards of ideas to help all of us out.
Please go to wwww.studentloanplanner.info
he sounds confident that his book will help, I'm getting it so will let you all know. I'm "a Slave to Sallie Mae".
P.S my short term loan repayment plan is just about to end, how ever new consolidation loan approval is in the works with about the same amount per month tolerable , but is still predatory in nature, it's the best I can do for now. g C Services Nick
To every one else Hello, keep complaints, to every senator, house rep, Pres. O bama I do each and every month. Keep your chins up Diana