Good News for private loans

Now is the time for everyone to bombard your Senators with the request to approve Dick Durbins legislation and to help reform bankruptcy laws to include fairness in lending practices for all student loans, as with all other loans. I wrote a few e-mails, today, and I also wrote Dick Durbin. I will continue to write, and I also wrote Susan Collins, and Olympia Snowe, my legislators ( moderate Republicans). I have seen the changes through the years and all of you are doing a great job of keeping the movement going forward. Never, ever quit!! It is making a difference, slowly, but surely. Send those letters and e-mails. It does work. Now is the time we need to stick together. Even those who question the fairness of loan forgiveness -- if, for example, someone has worked and paid theirs off and struggled to do so -- remember how many good, hard-working Americans before us reaped no benefits from lack of Civil Rights legislation and many other fairness doctrines. We are patriots, we are true Americans, that are forging a new way for ALL who wish to have an education and better themselves, and it has to start somewhere. Change has to come, it must come, and it will come, if we all stick together for a higher good. I have rehabed my loan, and went through a battle to get the payments to a doeable $152.00 a month. I have been fighting this battle long before this forum, and I never thought I would benefit, nor did I care. Now that I have a doeable payment I am still going to fight for all of us, and the good of all Americans who wish to go to school, unstressed, and able to love and learn and grow as a human being, and become a productive, educated citizen. Not a day goes by I don't do something to further the cause of justice for all Americans who wish to go to school and have a shot at the American dream. For those who paid off their loans, I applaud them, and wish I had found a better way to do so. The truth is that many encounter hardships they never dreamed would occur on their path to the American dream. The problem is, that it takes a reasonable salary, health and hard work to make it in this economy and in this country the way things have changed. Education is key. But to be strapped with outragenous loan payments, with salaries that are not-- overall -- keeping up with the costs to survive in the good old USA- just doesn't warrant continuing the same policies and educational processes. Things must change. College fees/prices must be capped in some way. There has been talk about capping tuition based upon the average salary for the profession of study. Grants and loans must be balanced and affordable. I just read that New Hampshire has No-Frills-College opportunities, capping tuition at a flat rate per year. This is where it needs to go. The American Dream is our right to work and strive for, and our founding fathers worked hard to pave the way so we could always have this HOPE AND OPPORTUNITY. We need to fight to get back our rights as Americans, all of us, fair is fair, and life isn't always fair, but we can be progressive -- rather than regressive as Robert Applebaum has so eloquently stated, and give our fellow Americans and ourselves the opportunities that made this country great-- before it all slips away for us all. I'm with you Donna... don't give up. HOPE :)