If 2008 was the year of "Hope" and "Change," then 2009 is the year of Action. Since the beginning of the year, people from all walks of life have begun to realize that, for too long, their destinies were being written for them by people and institutions who didn't have their best interests at heart.
The ever-growing Student Loan Forgiveness movement is a perfect example of how the concepts of Hope and Change have translated into real Action by people who have decided to stand up and demand that their voices be heard.